Antares Systems

Banking-wizard solution fully encompasses the technology requirements of any Bank in General and Cooperative Banks in particular. Simple Design, Easy Adoptability, User-friendly Features, etc., are some of the hallmarks of this product. Active Involvement of Banking experts at the design stage has lent definite competitive edge over other similar products, in terms of product coverage, Acceptability, Inherent strength, etc. This package supports all activities associated with the Branches as well as Head Office. With RDBMS MS SQL server Database and VB 6.0, complete GUI front end is provided to the users. Database Integrity is ensured with the implementation of advanced features like Triggers & Constraints. User access control is defined flexibly through a GUI Interface. Advanced Functionalities like Tele-Banking, Anywhere Banking, ATM Interface, Internet Banking, LAN / WAN etc., can easily be incorporated due to our flexible and advanced design architecture.
IMPORTANT FEATURES Masters are provided for all key factors, such as Customer Master, Head of A/c Master, Interest Master, Charge Master, Share Master, Security Master, NPA Master etc, which means less dependence on us for any future changes, etc. Dynamic "My Settings" screen to declare certain vital & key parameters in the initial stage itself for compliance by the Product. Powerful Customer Search facility, which instantly displays all the dealings of the given customer with the Bank, including his Direct and Indirect Liabilities, Assets, etc. Minimize procurement cycle time, leading to better managed inventory. Dynamic Transfer Wizard utility for regular and periodical transfer of funds from One A/c to any number of A/c's & Vice versa. Dynamic Voucher Search Utility to search for any Voucher, when the full details of the transactions occurred under the given voucher, are displayed. Dynamic Instrument Search Utility to search for any Instrument, when the full details of the transactions occurred under the given Instrument, are displayed.
SOFTWARE APPLICATION & DESIGN FEATURES APPLICATION FEATURES-User Configurable Functions Universal window for all kinds of branch activities or a limited window with some terminals for specified functions. Classification of terminals depending on the authority of the persons handling the function involved. Signature capture and on-line display, photo capture and retrieval. Parameterization of selected variant fields.
MANDATORY FUNCTIONS Several levels of security by classification of users and passwords. Audit trail of modifications of master data and terminal operations. Fall back provision.
AUTOMATIC FUNCTIONS Single point on-line data entry and validation. Automatic execution of standing instructions in the beginning of day and anytime during the business hours. Simultaneous verification of balance, stop payments and validity of cheque numbers and dates for transactions entered (online and real time basis) Automatic interest calculation and posting. System generated sub-day book, daybook, trial balance & general ledger and other registers.
DESIGN FEATURES Menu-driven and user-friendly software. Consistency of user interface through standard screens. On-line help at the press of a key. Modular software for implementing any several or all modules at a time and provision for add on modules. Comprehensive documentation. Provides for external interfaces. Pass book, DD / PO, Deposit Receipts, etc., Printing. Capturing Signature & Photo of the Customers using Scanners. Inter-branch connectivity.
DATABASE BACK UP, FAILURE & DISASTER MANAGEMENT Provision to take periodic (say 4 hourly) data backups during business hours. A database failure is characterized by inconsistency in database. To resolve this, the bank software makes use of the journal files which can be provided by the DBMS, to rollback or undo the transactions that have resulted in the database inconsistency. The user could subsequently process the transactions that have failed and ensure a consistent database. Thus at all times, database integrity can be ensured.
PRODUCT FEATURES HEAD OFFICE VERSION Dynamic User Creation, Password creation & Confirmation Permissions screen to allot various functions to different users. BOD [Beginning of Day] & EOD [End of day] operations. Share Module Investments Module Borrowings Module Loans Module Locker Module Bank Guarantee & Letter of Credit Inventory Control Trial Balance Consolidation of Branches Human Resources and Pay Roll Module RBI Reports, like Form I, IX, CAR, etc Consolidation of Branch Reports. NPA Identification and Asset Classification NPA Provisioning procedure Bank Performance Reports [including Graphical reports] Bank Balance Sheet & P & L A/c. Auto Back-up facility to take periodical back up of Database.
BRANCH FEATURES Dynamic User Creation, Password creation & Confirmation Permissions screen to allot various functions to different users. BOD [Beginning of Day] & EOD [End of day] operations. Deposit Modules [with TDS feature] Advances Modules [Includes Agricultural Loans] Overdraft Module Remittances Module [DD / MT / TT / FT / PO / BC, etc] OBC / IBC module Clearing Module [including Central Clearing] Standing Instructions module Real-time generation of Sub-day book, Day Book, G L, Trial Balance, Transaction Scrolls [cash/transfer/clearing separately]. Advanced Reports Module Generation of RBI Reports, DCB, Ovderdue loans reports, NPA Identification and Asset Classification NPA Provisioning procedure Branch Performance Reports [including Graphical reports] Auto Back-up facility to take periodical back up of Database. Branch Balance Sheet & P & L A/c.
PRODUCT IMPLEMENTATION System Study of the Bank and finalization of Customization aspects. Preparation and signing off of S R S [Software Requirement Specifications]. Incorporating Customization aspects in the SW. Installation of duly Customized product at the Client�s place. Imparting the initial Training to the identified staff on the usage of the product. Creation of Customer Master & opening of all the existing accounts. Inputting the Opening Balance as on a Selected Date for all the Accounts. Generation of Balancing Reports of all the Customer related Heads of accounts & tallying them with the Manual GL figures. Generation of the All-tallied Trial Balance and matching the same with the All Tallied Manual Trial Balance. GOING LIVE FROM THE DESIGNATED DATE with or without parallel manual operations.